Auto Insurance and Car Insurance In Ellijay, Blairsville, Blue Ridge, Dawsonville, Jasper, Calhoun, Fairmount, Ballground, GA, and Surrounding Areas

Since 1982, our team of agents at Payne Insurance Agency have been writing auto policies for clients needing insurance for cars, trucks, RVs, trailers, and antique and classic cars. As an independent agency, we know there are many different factors that go into auto insurance, and having many companies from which to choose allows us to find and decide on the best product for your Auto Insurance needs.

So Many Questions – We Have the Answers

No one expects that they will be involved in an accident when they head out on the roadways, or that a tree limb will fall on their car during a storm. That’s why it is our job to make sure you and your loved ones are covered against any unforeseen eventuality.


Perhaps you have a first-time driver in the family who you need to add to your policy. Maybe you would like to rethink your existing coverage in light of a flawless driving record, or you are refurbishing that classic sports car you’ve always dreamed of!  What if you rent a car or an uninsured driver borrows your car and is involved in an accident? Liability, comprehensive, collision – it can be so confusing to know what is required and best for you.

At Payne Insurance Agency we will explain your insurance options in an understandable fashion and offer a personalized policy just for you. And, it doesn’t end when we write your policy. You can count on Payne Insurance Agency to be there to help every step of the way in the event you need to file a claim or make changes on your insurance.


The professionals at Payne Insurance Agency are pleased to provide numerous Auto Insurance discounts to our many valued customers throughout the Ellijay area.

Among these are:

  • Good Driver Discounts
  • Good Student Discounts
  • Mature Driver Discounts
  • Automatic Draft
  • and Multi-Policy Discounts

We offer coverage for:

  • Auto
  • RVs
  • Trailers
  • Antique and Classic Cars

You can realize substantial “bundle” savings if the same insurance provider writes both your Auto and Homeowner’s policies.  Stop in or call us today and find out how you can save money on your Auto Insurance policy!

Contact the insurance professionals at Payne Insurance Agency today!