Home and Homeowner’s Insurance

Your home is one of your biggest investments and the center of your family’s life.  Payne Insurance Agency is dedicated to helping you protect that valuable asset.  As an independent agency, we are able to find the most appropriate and affordable plan that is right for you and your family’s needs.

We Will Help You Be Prepared

Payne Insurance Agency helps homeowners throughout Ellijay to be prepared for unforeseen circumstances that may occur at any time; assisting our clients to avoid some situations that could cause a financial disaster. Protection from losses associated with fire, roof damage from hailstorms, water damage throughout your home due to cold weather-related pipes bursting, theft, and any number of other hazards are reviewed with you and considered when creating a plan for homeowner’s insurance.

Many homeowners often wrongly assume that once a policy is written, everything in their home is covered. We help to make sure that all of your valuables are taken into consideration. We suggest that homeowners walk through their home and make a video of all of their belongings. While precious pieces of your home or history may be lost should a disaster occur, having a solid insurance policy will help to ease the worrisome financial burden associated with such a traumatic loss. At Payne Insurance, we care about our clients.

Discounts Are Available for You

Many of our insurance providers offer multi-policy discounts for those who bundle their homeowner’s and auto insurance, for example. Stop in to our Ellijay office and ask us about multi-policy discounts available to you!  With so many people owning vacation/second homes in North Georgia, it is crucial to make sure that investment is protected at all times. It will be our pleasure to help review and create a customized Homeowner’s Insurance policy that meets your needs and your budget. The peace of mind you will receive is priceless.

Front Porch of Traditional HomeAt Payne Insurance Agency, we offer the following options:

  • Homes
  • Townhomes
  • Apartments
  • Condos
  • Mobile Homes
  • Vacant Homes
  • Homes Under Construction
  • Fire Policies
  • Rental Property
  • Umbrella
  • Flood
  • Earthquake
  • Jewelry, Artwork and other Valuables
  • Multi-Policy Discounts

Payne Insurance Agency has been writing quality, affordable Homeowner’s Insurance policies for Ellijay residents since 1982.

Call Us Today at 706-635-7555 or Click here to get a quote!