Business Insurance and Commercial Insurance In Blue Ridge, Calhoun, Jasper, Blairsville, Alpharetta, Ellijay, GA, and the Surrounding Areas

You have worked hard to build a business you can proudly call your own. Business insurance is a necessary and important aspect of doing business and shouldn’t be overlooked. Don’t needlessly put your future and your family’s future at risk. Let Payne Insurance Agency provide you with the peace of mind knowing that you can go about your busy workdays without worrying about the “what ifs.”  It is so important for every business owner to have adequate, quality insurance coverage. We know that your business is your livelihood and will work out a plan with you to minimize your risk.

Big or Small – We will Make Sure You are Covered

Carpenter And Coworker Carrying Lumbers At Construction SiteThe insurance professionals at Payne Insurance Agency know exactly what type of insurance and liability coverage is necessary for every business, big, small, and in between! We will take the guesswork out of it and minimize the risk.  For decades we have been writing commercial/business insurance policies at affordable prices for Ellijay’s:

  • Contractors
  • Restaurants
  • Taverns / Pubs
  • Caterers and other Food Service Businesses
  • Garage and Body Shops
  • Farms
  • Gas Stations
  • Convenience Stores
  • Yoga Studios
  • and more

We have expertise in Workman’s Compensation coverage to protect you in the event an employee is injured on the job. Workman’s Comp coverage is required of all contractors to secure a license. Contractors face any number of job-related hazards and it is crucial to carry property, income, and liability insurance coverage. Restaurant owners need a variety of coverage to protect against things such as slips and falls, broken equipment, food contamination, food-related illness, company vehicles involved in accidents, and potential lawsuits. We also offer Surety and Title Bonds through our providers.


No matter what type of business you are in, the professionals at Payne Insurance Agency have the experience to advise what is best for your particular circumstances in Blue Ridge, Calhoun, Jasper, Blairsville, Alpharetta, Ellijay, GA, and the surrounding areas. Personalized service is what we are all about!

We offer a wide range of coverage options that best suit your needs including:

  • General Liability
  • Professional Liability
  • Umbrella Liability
  • Worker’s Compensation
  • Employment Practices
  • Bonds
  • Errors & Omissions
  • Group Life

Let Payne Insurance Agency Help You Protect Your Business and Your Future. Call Us Today at 706-635-7555, stop by our Ellijay Office, or use our convenient form to contact us. We Look Forward to Seeing You!