Contractor’s Insurance 

We Know Contractors Insurance!

With over 30 years in business, Payne Insurance has experience working with all types of contractors, in operations both large and small. This means you can have peace of mind knowing that we will take the time to properly evaluate your business, assess your risk and provide you with the right coverage at the best price. Because we are an independent agency, we compare options for your policies and rates from a variety of top-rated carriers. We’ll do the shopping for you; so you can be confident that you’re getting quality contractors insurance and a great value. From Blairsville to Ellijay and everywhere in between, you can depend on Payne Insurance to meet your contractors insurance needs and exceed your expectations.

Construction accidents happen, whether you are an independent contractor or own a large construction company. That’s why workers comp insurance is required in order to obtain a license. Beyond that, contractors insurance plays an important role in protecting your employees, assets, materials and reputation. In fact, the right contractors insurance policy can mean the difference between a bad day at work and a lawsuit that may put you out of business. From Jasper to Calhoun, Blue Ridge to Dawsonville, wherever you are in north Georgia, Payne Insurance wants to take away the worry about the “what ifs”by showing you a complete contractors insurance solution!

How Much Insurance Do I Need?

While there is no hard and fast answer to the question, you can be assured that our agents will work with you to see what types of coverage are best for you and how much you need to protect your business without breaking your budget. From general liability and workers compensation insurance to tools and equipment coverage, bonds, and more — we can meet your complete contractors insurance needs. We also recognize that contractors face a number of job-related hazards, and our experienced staff can offer suggestions on how you can minimize your risk, limit liability and keep your insurance premiums as affordable as possible without compromising on the important protection your business requires.

As one of the largest independent agencies in north Georgia, Payne Insurance is pleased to serve contractors throughout the area, including: Calhoun, Blue Ridge, Blairsville, Ellijay, Dawsonville, and Jasper, GA. We care and will make sure that your equipment, tools and employees are protected regardless of what type of trade you have chosen for your business. We are dedicated to providing you with the contractor’s insurance coverage you need at the affordable rates you want. Contact us today. We look forward to working with you!